Last Updated: May 27, 2025

Welcome to Zowfity. These Terms and Conditions constitute a legally binding agreement between you and Zowfity regarding your access to and use of the website www.zowfity.com and any related services, platforms, applications, features, or content made available through the Website.

Please read these Terms carefully before accessing or using our Website or Services.

By accessing, browsing, registering with, or otherwise using our Website or Services in any manner whatsoever, you:
- Acknowledge that you have read, understood, and agreed to be legally bound by these Terms in their entirety,
- Agree to comply with all applicable laws and regulations of the Republic of India,
- Confirm that you are legally competent and authorized to enter into such binding agreements under Indian law.

If you do not agree to these Terms, including any referenced policies such as our Privacy Policy and Refund & Cancellation Policy, you must immediately discontinue use of the Website and refrain from accessing or using any part of the Services. Continued use of our Website or Services will be deemed as your acceptance of these Terms, including any changes made from time to time as per the modification clause.

These Terms apply to all users of the Website, including service seekers, service providers, vendors, independent contractors, and visitors. The Website is intended solely for use by individuals and entities legally permitted to enter into contracts under applicable Indian laws.

Zowfity reserves the right to modify, revise, amend, or replace these Terms at any time and for any reason. Any such changes will be effective immediately upon being posted on this page with an updated "Last Updated" date. It is your responsibility to review these Terms periodically. Your continued use of the Website and Services after any changes are posted shall constitute your agreement to the modified Terms.

Acceptance of Terms

By accessing, browsing, or using the Website www.zowfity.com or any of the services offered through it (collectively referred to as the “Services”), you acknowledge and agree to be legally bound by these Terms and Conditions, as well as any other policies or guidelines referenced herein (including our Privacy Policy and Refund & Cancellation Policy). These Terms constitute a binding contract between you (“User,” “you,” or “your”) and Zowfity (“we,” “us,” “our”).

Your use of the Website or Services signifies your explicit consent to the following:

-You have read, understood, and accepted these Terms in full.
-You agree to comply with all applicable laws, rules, and regulations relevant to your use of the Website and Services, including but not limited to Indian laws.
-You confirm that you have the legal capacity to enter into this agreement. If you are under the age of 18, you must have the consent of a parent or legal guardian to use the Website and Services.
-If you do not agree to these Terms, you must immediately stop using the Website and Services. Continued use without objection will be interpreted as acceptance of these Terms.
-These Terms apply to all visitors, users, and others who access or use the Website and Services, regardless of whether you have created an account or not.

We may, at our sole discretion, update, modify, or change these Terms at any time. Updated Terms will be posted on the Website with a revised “Last Updated” date. It is your responsibility to review these Terms periodically. Your continued use of the Website or Services after such changes will constitute your acceptance of the revised Terms.
If you do not agree to the revised Terms, you must immediately discontinue your use of the Website and Services. Your acceptance of these Terms also means you agree to any applicable rules, policies, or guidelines that we publish on the Website and which govern specific aspects of the Services.

Company Overview

Zowfity is an innovative, multipurpose platform headquartered in India, dedicated to delivering essential home-based services while fostering inclusive economic empowerment. Established with a mission to bring “everything to your doorstep,” Zowfity operates through its online platform, www.zowfity.com, providing a seamless digital experience for users to access verified, quality-driven home services.

Zowfity specializes in a diverse range of offerings, including but not limited to:
-Home Cleaning
-Plumping
-Electrical repairs
-Appliance servicing
-Beauty and wellness services
-Home based food preparation and delivery
-Other miscellaneous on demand household services

Zowfity is more than just a service aggregator — it is a socially-driven enterprise committed to reducing unemployment and enhancing livelihoods across India. We actively collaborate with skilled individuals, including:
-Job seekers from underserved communities
-Homemakers and housewives seeking flexible, home-based work opportunities
-Independent service providers and freelancers aiming to grow their client base

By leveraging technology, Zowfity provides these individuals with a professional platform to showcase their skills, gain access to verified clients, and receive fair compensation for their work. We also facilitate training, onboarding, and verification processes to ensure a high standard of service delivery and user satisfaction.
Our dual mission combines customer convenience with social impact, building a trustworthy ecosystem where users can avail reliable services while supporting the local workforce and micro-entrepreneurs.
Zowfity operates in compliance with relevant Indian laws and regulations, including the:
-Consumer Protection Act, 2019

-Information Technology Act, 2000

-Contract Act, 1872

-The Indian Penal Code, 1860 (for matters involving fraud, misrepresentation, or breach of service)

-Any other applicable labor, taxation, and e-commerce norms as prescribed by Indian authorities

We strive to maintain transparency, fairness, and integrity in all our transactions and interactions, empowering both our users and our partners through safe, regulated, and digitally enabled service delivery.

To access and use the Website and Services provided by Zowfity, you must meet the eligibility criteria set forth below. These criteria are intended to ensure lawful use of the platform and maintain a safe, trustworthy ecosystem for all users, including consumers, service providers, and business partners.

General Eligibility

By accessing or using the Zowfity Website and Services, you affirm and warrant that:

1.You are at least 18 years of age or the age of majority as defined under applicable Indian laws.

2.You possess the full legal capacity to enter into a binding agreement under the Indian Contract Act, 1872.

3.You are using the Website and Services only for lawful purposes and in accordance with these Terms and Conditions.

If you are under 18 years of age, you may not register or provide services through Zowfity. Any registration or use of the Services by individuals under the age of 18 shall be considered void and a violation of these Terms.

Eligibility Criteria for Service Providers

To become a registered service provider on Zowfity, the following conditions must be met:

-Minimum Age: You must be at least 18 years old to offer services via the platform.

-KYC Verification: Completion of Know Your Customer (KYC) verification is required, including submission of a valid government-issued ID, proof of address, photograph, and a verified mobile number. Zowfity reserves the right to reject or cancel registration if any KYC information is found to be false, incomplete, or unverifiable.

-FSSAI License (for Food-related Services): Service providers offering food-related products or services must hold a valid FSSAI License in accordance with the Food Safety and Standards Act, 2006. A copy of the license must be uploaded during onboarding, and any lapses in validity may lead to deactivation of such services.

-Skill & Experience Declarations: You may be asked to provide documentation or declarations of your expertise, training, or certification, depending on the category of service (e.g., electrical, plumbing, or beauty services).

Code of Conduct: All service providers must operate ethically and professionally. Misconduct, harassment, misrepresentation, or any form of illegal activity is strictly prohibited.

Eligibility Criteria for Company Partners and Agencies

If you are registering on behalf of a partnership firm, agency, or private limited company to offer services on the Zowfity platform, you must comply with the following:

Legal Registration: Your business must be legally registered under relevant Indian statutes (e.g., Companies Act, Partnership Act, or relevant MSME regulations).

Labour Compliance: If your company employs workers for service execution, you must comply with labour laws in India, including but not limited to the Labour Laws (Exemption from Furnishing Returns and Maintaining Registers by Certain Establishments) Act, 1988, and other applicable State-level regulations. You may be asked to submit proof of registration under the Shops and Establishments Act, EPF, ESIC, or contractor licenses, where applicable.

GST Registration: If applicable, you are required to provide a valid Goods and Services Tax (GST) registration number.

Authorized Representation: The individual registering the business account on behalf of the company must have appropriate authority and documentation to act on behalf of the business entity.

Right to Refuse or Terminate Access

Zowfity reserves the absolute right, at its sole discretion, to refuse, suspend, limit, or permanently terminate access to the Website and Services to any user, service provider, vendor, or company partner under the circumstances described below. These actions may be taken with or without prior notice, depending on the nature and severity of the issue.

Access may be denied or revoked under, but not limited to, the following circumstances:

Violation of Terms: Breach of any clause within these Terms and Conditions, the Privacy Policy, Refund and Cancellation Policy, or any other applicable policy.

Non-compliance with Indian Laws: Any activity that violates applicable Indian statutes including, but not limited to, the Information Technology Act, 2000, Indian Penal Code, 1860, Consumer Protection Act, 2019, Food Safety and Standards Act, 2006, Labour Laws, and other relevant regulations.

Failure to Complete or Falsify KYC: Submission of false, misleading, outdated, or incomplete KYC or regulatory information.

Unprofessional or Unsafe Conduct: Repeated customer complaints, substandard service delivery, misconduct, harassment, or behavior deemed inappropriate by Zowfity’s internal assessment team.

Use of Platform for Illegal Purposes: Any use of the Website or Services for fraudulent, deceptive, unlawful, or unethical practices.

Violation of Age or License Requirements: Ineligibility due to age (below 18 years), lack of FSSAI license (for food providers), or non-compliance with labour licensing and tax registrations (for company partners).

Intellectual Property Infringement: Unauthorized use of Zowfity’s brand, logo, content, software, or proprietary tools.

Security Threats: Activities that pose cybersecurity risks, including hacking, phishing, data scraping, or the dissemination of malware or viruses.

In cases of serious misconduct or illegal activity, Zowfity reserves the right to:

Report the incident to relevant law enforcement or regulatory authorities such as:

Ministry of Consumer Affairs

Food Safety and Standards Authority of India (FSSAI)

Labour Department of the respective State

Cyber Crime Cell or Police

While Zowfity may choose to communicate the reason for account suspension or termination, we are under no legal or contractual obligation to disclose specific reasons or evidence to the affected user. This is necessary to maintain platform integrity and prevent abuse of investigative procedures.

In certain non-critical cases, affected users may write to zowfitysupport@zowfity.com to request a review or clarification regarding the suspension or termination. However, the final decision rests solely with Zowfity’s internal compliance team and is binding.

Zowfity is a multi-purpose digital platform committed to delivering a wide array of services and opportunities that empower individuals and households across India. Our mission is to provide “everything at your doorstep” while simultaneously promoting economic empowerment, reducing unemployment, and creating meaningful income streams for individuals, including homemakers, skilled workers, and small business owners. Through our Websitewww.zowfity.com and associated applications, Zowfity offers access to the following categories of services and features:

We connect users with verified service providers for on-demand and scheduled services, including but not limited to: House cleaning
Appliance repair and maintenance
Plumbing and electrical services
Home sanitization
Beauty and personal grooming
Laundry and ironing services
Elder care and babysitting
All services are performed by pre-screened individuals or company partners, and availability may vary depending on your location.

Zowfity also offers a community-driven marketplace that allows individuals, especially housewives and small entrepreneurs, to sell their handmade, homegrown, or crafted products. This may include:

Homemade snacks, bakery items, or food products (FSSAI-compliant sellers only)

Handmade clothing or accessories

Art and craft goods

Local or eco-friendly products

Zowfity strives to provide a platform for:

Skilled and unskilled workers to register as service providers and earn an income.

Homemakers and unemployed individuals to explore flexible work or sales opportunities.

Partner businesses or agencies to offer services through the platform under compliance with Indian labour and business laws.

We are constantly evolving and improving our services in response to user needs, industry trends, and technological advancements. Therefore:

Our product and service offerings are updated regularly—in some cases on a daily basis.

New categories may be introduced, and existing ones may be modified, discontinued, or relocated within the platform without prior notice.

Prices, availability, and policies regarding specific services may change to reflect seasonal demand, regulatory changes, or operational adjustments.

Zowfity does not guarantee the availability of any particular service or product at all times or in all geographic areas. Users are advised to check the Website frequently for the most current service listings, categories, and provider information.

Dynamic Pricing: The prices for services and products listed on the Zowfity platform are subject to change based on market conditions, location, service availability, provider rates, seasonal fluctuations, and demand. Zowfity reserves the right to adjust pricing at any time without prior notice.

Inclusive/Exclusive of Taxes: Unless otherwise stated, all prices listed are exclusive of applicable Goods and Services Tax (GST) and other applicable statutory taxes. The final amount payable will be displayed during checkout, inclusive of all applicable taxes in accordance with the Goods and Services Tax Act, 2017.

Estimates and Final Quotes: For certain services (e.g., home repairs, electrical work), prices listed may be indicative and subject to revision upon site inspection by the service provider. Final quotes will be communicated to the user before service commencement.

UPI (Unified Payments Interface)
Credit and Debit Cards (Visa, MasterCard, RuPay, etc.)
Net Banking
Mobile Wallets (Paytm, PhonePe, Google Pay, etc.)
Bank Transfer (NEFT/IMPS) – for business and bulk partners only

All online payments are processed through secure, RBI-compliant third-party payment gateways. Zowfity does not store full card details or CVV codes in accordance with RBI and PCI DSS (Payment Card Industry Data Security Standard) guidelines.

Users agree to pay the full amount for the selected product or service at the time of placing the order or booking the service, unless otherwise agreed upon in writing.

In the event a user fails to make timely payment, Zowfity reserves the right to cancel the booking, suspend the user’s account, or withhold delivery of service or product.

Service providers and sellers on the Zowfity platform are not authorized to demand or accept payment outside the Zowfity payment system unless expressly permitted in writing.

Upon successful payment, Zowfity will issue a GST-compliant invoice or receipt via email or in the user dashboard.
If a service provider is a registered business, the invoice may be generated by the provider in accordance with Indian tax laws.
All invoices will include itemized charges, applicable GST, and total amount paid .
Zowfity has a separate Refund and Cancellation Policy, which outlines the conditions under which users may be eligible for a refund.
Refunds, if approved, will be processed to the original mode of payment within 5–10 business days.
In case of failed or partial service delivery, users must raise a complaint within 48 hours to be eligible for refund or re-service evaluation. Any payment dispute, including overcharging, unauthorized charges, or failure to receive a refund, must be reported to zowfitysupport@zowfity.com within 7 business days of the transaction.
Zowfity will investigate the matter and resolve it in accordance with RBI norms and internal service protocols.
In the event of a chargeback (forced reversal of payment by the bank), Zowfity reserves the right to temporarily suspend the user’s account, block further transactions, and pursue legal action or recovery under the Indian Contract Act, 1872.
All payouts are subject to TDS (Tax Deducted at Source) as per the Income Tax Act, 1961 and may require submission of PAN and bank account details.
Zowfity reserves the right to withhold or delay payouts in the event of a dispute, service failure, fraudulent activity, or regulatory compliance concerns.

Booking Policy

Advance Booking Requirement: All service bookings must be made at least 24 hours in advance of the intended service time to allow for proper scheduling and assignment of service providers.
Bookings made less than 24 hours in advance may not be guaranteed and are subject to availability and approval.

Cancellation Policy

Free Cancellation Window: Users may cancel a confirmed service booking within 6 hours of making the booking to be eligible for a full refund.
Cancellations made after the 6-hour window or within 4 hours of the scheduled service time will not be eligible for a full refund, and a cancellation fee of up to 50% of the service value may be charged to compensate the service provider for loss of opportunity and preparation costs.
Cancellations must be made through the Zowfity platform (website or app). Phone, email, or third-party cancellations will not be considered valid unless confirmed by our support team.
Frequent cancellations by the same user may lead to temporary suspension or permanent account restriction at Zowfity’s discretion.

Refund Policy

Eligible refunds will be processed within 5–10 business days to the original method of payment.
Refunds may be subject to deduction of payment gateway fees, cancellation charges, or taxes already remitted to the government.
Zowfity reserves the right to deny refund requests in cases of: False or malicious complaints
Misuse of promotional codes
Violation of the Terms and Conditions or any fraudulent activity
Refund status can be tracked via the user dashboard or by contacting support at zowfitysupport@zowfity.com

Rescheduling Policy

Users may reschedule a service within 2 hours of the original booking time, provided the new requested time slot is available and feasible for the assigned service provider.
Rescheduling requests made after the 2-hour window may be treated as a new booking and subject to additional charges.
All rescheduling must be done through the official Zowfity platform. Any verbal or informal agreement with a service provider will not be recognized unless reflected in the system.

Service Provider No-show or Cancellation

If a service provider fails to show up or cancels the service without a valid reason, users will receive a 100% refund and may be offered a reschedule at no additional cost.
Zowfity may impose penalties or remove the provider from the platform for repeated no-shows.

Exceptional Circumstances

In the case of emergencies, natural disasters, government orders (e.g., lockdowns), or unforeseen technical issues, Zowfity reserves the right to cancel, reschedule, or delay services, and users will be informed promptly. In such scenarios, users will not be charged cancellation fees and will be offered alternative solutions, including rescheduling or full refund.

You agree to:
Use the Website and Services in compliance with all applicable Indian laws, including but not limited to:
The Indian Penal Code, 1860
The Information Technology Act, 2000 and subsequent amendments
The Consumer Protection Act, 2019
The Sexual Harassment of Women at Workplace (Prevention, Prohibition and Redressal) Act, 2013, where applicable.
Not post or transmit content that:
Is defamatory, abusive, vulgar, obscene, threatening, or hateful;
Violates any third party’s intellectual property rights
Promotes discrimination, racism, or violence
Is false, misleading, or deceptive
Contains viruses, malware, or harmful code.
Not interfere with or disrupt the Website’s operation, servers, or networks.
Respect the rights of Service Providers and other users and refrain from harassment, exploitation, or discriminatory conduct.
Cooperate fully with Zowfity in investigations of violations of these Terms.

All intellectual property rights in the Website and its content, including but not limited to trademarks, service marks, copyrights, patents, and database rights, belong to or are licensed to Zowfity.
You are granted a limited, revocable, non-transferable license to use the Website and Services strictly for personal, non-commercial purposes.
You agree not to reproduce, distribute, modify, create derivative works, publicly display, or exploit any part of the Website without our prior written permission.
Any unauthorized use of intellectual property may result in civil and criminal penalties under the Indian Copyright Act, 1957, and other relevant laws.

Zowfity collects, processes, and stores your personal data in accordance with applicable Indian laws, including the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011.
We are committed to safeguarding your privacy. Please review our Privacy Policy, which is incorporated herein by reference, to understand how your personal data is collected, used, and protected.
You consent to our collection and use of your information as described in the Privacy Policy.
You have the right to access, correct, or request deletion of your personal data, subject to legal obligations.

Zowfity provides a digital platform that connects users with independent service providers, sellers, and small-scale entrepreneurs. While we strive to ensure that all service providers and sellers listed on the platform are verified, trained, and compliant with applicable laws, Zowfity acts solely as an intermediary and does not directly render services or manufacture products.
All services and goods listed on the Zowfity platform are provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to:
Fitness for a particular purpose
Merchantability
Non-infringement
Accuracy or completeness of information
Continuous availability or error-free operation
Zowfity does not guarantee:
The quality, safety, legality, or suitability of any service or product
That the services will meet your expectations or requirements
That any provider, seller, or buyer will perform their obligations without default

Service Provider and Seller Responsibility
All service providers and sellers listed on the platform are independent contractors, and not employees, agents, or representatives of Zowfity. We do not control or assume responsibility for:
The conduct, behavior, or actions of service providers or sellers
Delays, cancellations, negligence, or substandard service delivery
Accuracy of descriptions, qualifications, or licensing (e.g., FSSAI, labour service licenses)
Users are encouraged to conduct their own due diligence when selecting a provider or purchasing products.

Platform and Technical Limitations
Zowfity does not warrant that:
The platform will operate without interruptions, delays, or technical errors
Data transmission will be secure, virus-free, or error-free
All listings, prices, or availability data are current at all times
Although we implement industry-standard cybersecurity practices, we are not liable for damages resulting from unauthorized access, hacking, or data breaches beyond our reasonable control.

Limitation of Liability
To the fullest extent permitted under applicable law, including but not limited to the Information Technology Act, 2000 and the Consumer Protection Act, 2019:
Zowfity, its directors, employees, partners, and affiliates shall not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, including but not limited to:
Loss of profits
Loss of data
Business interruption
Personal injury
Property damage
Reputation loss
Delay or inability to access the platform or services
Zowfity’s total liability to any user for any claim, whether arising under contract, tort, negligence, strict liability, or otherwise, shall not exceed the amount paid by the user to Zowfity for the specific service or product giving rise to the claim, or ₹1,000 (INR), whichever is lower.

Third-Party Content and Links
The platform may contain links to third-party websites, advertisements, offers, or integrations. Zowfity does not endorse or control such third-party content and shall not be liable for:
Accuracy or legality of third-party sites
Transactions conducted on third-party platforms
Loss or damages arising from reliance on external links or advertisements

Force Majeure
Zowfity shall not be held liable for any delay or failure in performance caused by circumstances beyond its reasonable control, including but not limited to:
Acts of God
War, terrorism, or civil unrest
Government regulations
Strikes or labour disputes
Natural disasters
Internet outages or cyberattacks

Indemnity
You agree to indemnify and hold harmless Zowfity, its directors, officers, employees, agents, and affiliates from and against any claims, liabilities, losses, damages, judgments, or expenses, including reasonable attorney's fees, arising out of or in connection with:
Your misuse of the platform or services
Your violation of these Terms or applicable laws
Any fraud, negligence, or willful misconduct by you or on your behalf
Breach of third-party rights, including intellectual property and data privacy

You agree to indemnify, defend, and hold harmless Zowfity, its affiliates, directors, officers, employees, and agents from and against any claims, damages, liabilities, losses, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to:
Your breach of these Terms
Your violation of any applicable law or third-party rights
Your use of the Website or Services
Any content you submit or transmit.

Zowfity reserves the right to suspend, restrict, or terminate access to its platform or services at any time, with or without prior notice, under the terms outlined below. This ensures that we maintain a secure, lawful, and trusted environment for all users, partners, and stakeholders.

Grounds for Termination or Suspension
Your access to Zowfity (whether as a user, service provider, seller, or company partner) may be suspended temporarily or permanently terminated under the following circumstances:
Violation of Terms: Breach of any provision of these Terms and Conditions, including our policies on KYC, FSSAI compliance (for food sellers), or labour license requirements.
Fraudulent, Illegal, or Unethical Conduct: Engaging in deceptive, illegal, or unethical activities such as providing false documentation, misrepresenting services/products, or defrauding users.
Repeated Cancellations or No-shows: Frequent failure to fulfill bookings without valid reasons.
Misuse of the Platform: Use of the platform to harass, spam, scam, abuse, or exploit other users or service providers.
Security Threats: Any activity that poses a threat to the platform’s cybersecurity, user data, or infrastructure integrity.
Government or Legal Order: Compliance with lawful government orders, judicial mandates, or law enforcement investigations.
User Complaints and Negative Ratings: Repeated negative feedback from customers, supported by internal investigations.
Non-compliance with Regulatory Requirements:
Service providers under 18 years of age
Failure to obtain and provide a valid FSSAI license for food-related sales
Incomplete or unverifiable KYC
Absence of required labour service license for company partners or entities

Effects of Suspension
If your account is suspended:
You may be restricted from accessing the platform, listing services, accepting bookings, or receiving payments.
Existing orders may be put on hold or cancelled.
Pending payouts may be delayed until the matter is resolved.
You will be notified via your registered email or phone number regarding the reason for suspension.
Suspension may be lifted upon resolution of the underlying issue to Zowfity’s satisfaction.

Effects of Termination
If your account is terminated:
Your access to the platform and all associated services will be permanently revoked.
All pending orders and services will be automatically cancelled.
All remaining balances (if any) may be withheld or forfeited, subject to legal liabilities, outstanding disputes, or evidence of fraud.
Zowfity reserves the right to report unlawful activity to appropriate legal or regulatory authorities, including police and cybercrime units.

Voluntary Termination
Users, service providers, or company partners may request account termination by contacting zowfitysupport@zowfity.com , subject to:
Clearance of any outstanding dues or disputes
Fulfillment of any pending services or orders
Return or settlement of any platform-issued equipment or assets (if applicable)

Right to Refuse or Restrict
Zowfity reserves the right to refuse service or registration to any user at its sole discretion, including restricting access to:
Specific categories (e.g., food, home services)
Certain features (e.g., seller tools, promotions)
Specific regions or cities (based on licensing or operational constraints)
This right may be exercised in the interest of platform integrity, safety, legality, and reputation.

No Liability for Termination
Zowfity shall not be held liable to any user, service provider, or seller for loss of earnings, opportunities, reputation, or data resulting from the suspension or termination of services, provided such action was taken in accordance with these Terms or under legal obligation.

Our Website may contain links to third-party websites or services for your convenience. We do not endorse, control, or assume responsibility for any content, privacy policies, or practices of third-party websites.
Your interactions with third-party sites are at your own risk and subject to the third party’s terms and policies.

These Terms shall be governed by and construed in accordance with the laws of India, including but not limited to:
The Indian Contract Act, 1872
The Information Technology Act, 2000
The Consumer Protection Act, 2019
The Arbitration and Conciliation Act, 1996.
Any disputes arising out of or related to these Terms or the Services shall be resolved primarily through amicable negotiations. If unresolved, disputes shall be referred to arbitration in accordance with the Arbitration and Conciliation Act, 1996, with the venue being [City, State].
If arbitration is not applicable, the courts of [City, State] shall have exclusive jurisdiction.

Zowfity reserves the right to modify, amend, or update these Terms at any time.
Changes will be effective immediately upon posting on this page, with an updated “Last Updated” date.
Your continued use of the Website or Services following any changes constitutes acceptance of those changes.

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court or tribunal, the remaining provisions shall remain in full force and effect to the maximum extent permitted by law.

These Terms, along with the Privacy Policy, Refund and Cancellation Policy, and any other documents incorporated by reference, constitute the entire agreement between you and Zowfity regarding your use of the Website and Services, superseding any prior agreements.

Zowfity shall not be liable or responsible for any failure or delay in performance resulting from causes beyond its reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, natural disasters, or governmental actions.

If you have any questions, concerns, or disputes regarding these Terms or our Services, please contact us at:
Email: [zowfity@gmail.com]
Phone: [+91-8590595602]